Last updated: 8 May 2026

Last updated: 8 May 2026

Welcome to Utribe, a digital financial platform owned and operated by Ubuntu Tribe ("UTribe", "we", "our", or "us"):

Welcome to Utribe, a digital financial platform owned and operated by Ubuntu Tribe ("UTribe", "we", "our", or "us"):

Ophir Ubuntu International

Ophir Ubuntu International

Registered Office: c/o Nexus Global Financial Services Limited, 5th Floor, The Core Building No.62, ICT Avenue, Cybercity, Ébène, Mauritius.

Registered Office: c/o Nexus Global Financial Services Limited, 5th Floor, The Core Building No.62, ICT Avenue, Cybercity, Ébène, Mauritius.

These Terms and Conditions ("Terms") govern your access to and use of the Utribe.one website, platform, and related services, including any blockchain applications, wallets, token interfaces, educational content, and financial tools (collectively, the "Services").

These Terms and Conditions ("Terms") govern your access to and use of the Utribe.one website, platform, and related services, including any blockchain applications, wallets, token interfaces, educational content, and financial tools (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Services.

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Services.

1. Description of Services

1. Description of Services

Utribe provides users with secure access to tokenised real-world assets (RWAs), educational content, financial tools, and a digital currency 100% backed by investment grade gold. Core services include:

  • Digital Asset Tokenisation — Access to tokenised gold via the GIFT token, representing fractional ownership of physical gold reserves, verified and stored securely by regulated vault operators.

  • Digital Wallets — A mobile and web-based wallet for managing GIFT tokens and other supported assets, including transfers and redemptions.

  • Decentralised Finance (DeFi) Tools — Including staking, collateralisation, savings plans, and yield-generation instruments (where available).

  • Educational Modules — Free and paid content on Web3, blockchain, financial literacy, and decentralised wealth creation.

  • Compliance Services — KYC/AML-enabled user onboarding powered by regulated identity verification and blockchain analytics providers.

  • Token Launch Infrastructure — White-labelled smart contracts and vaults for partners deploying their own gold-backed tokens or RWAs.

Important: Utribe is not a bank, not an investment adviser, and does not offer securities. Our token is legally defined as a commodity token because it is 100% backed by gold stored in regulated vaults and independently audited. We do not offer investment advice and therefore use of our Services is entirely at your own risk and discretion.

Utribe provides users with secure access to tokenised real-world assets (RWAs), educational content, financial tools, and a digital currency 100% backed by investment grade gold. Core services include:

  • Digital Asset Tokenisation — Access to tokenised gold via the GIFT token, representing fractional ownership of physical gold reserves, verified and stored securely by regulated vault operators.

  • Digital Wallets — A mobile and web-based wallet for managing GIFT tokens and other supported assets, including transfers and redemptions.

  • Decentralised Finance (DeFi) Tools — Including staking, collateralisation, savings plans, and yield-generation instruments (where available).

  • Educational Modules — Free and paid content on Web3, blockchain, financial literacy, and decentralised wealth creation.

  • Compliance Services — KYC/AML-enabled user onboarding powered by regulated identity verification and blockchain analytics providers.

  • Token Launch Infrastructure — White-labelled smart contracts and vaults for partners deploying their own gold-backed tokens or RWAs.

Important: Utribe is not a bank, not an investment adviser, and does not offer securities. Our token is legally defined as a commodity token because it is 100% backed by gold stored in regulated vaults and independently audited. We do not offer investment advice and therefore use of our Services is entirely at your own risk and discretion.

2. Eligibility

2. Eligibility

To use the Services, you must:

  • Be at least 18 years old

  • Be legally capable of forming binding contracts in your jurisdiction

  • Not reside in or be a citizen of a Restricted Jurisdiction (see Section 3)

  • Complete identity verification (KYC) as required

To use the Services, you must:

  • Be at least 18 years old

  • Be legally capable of forming binding contracts in your jurisdiction

  • Not reside in or be a citizen of a Restricted Jurisdiction (see Section 3)

  • Complete identity verification (KYC) as required

3. Restricted Jurisdictions

3. Restricted Jurisdictions

You are prohibited from using Utribe services if you reside in or are a citizen of any jurisdiction subject to comprehensive sanctions imposed by the United Nations Security Council, the Office of Foreign Assets Control (OFAC) of the United States, the European Union, the United Kingdom (HM Treasury / OFSI), or any other authority whose sanctions apply to our operating entities.

You are prohibited from using Utribe services if you reside in or are a citizen of any jurisdiction subject to comprehensive sanctions imposed by the United Nations Security Council, the Office of Foreign Assets Control (OFAC) of the United States, the European Union, the United Kingdom (HM Treasury / OFSI), or any other authority whose sanctions apply to our operating entities.

3.1 Comprehensively Sanctioned Jurisdictions

3.1 Comprehensively Sanctioned Jurisdictions

The following jurisdictions are subject to comprehensive sanctions and access to the Services from these jurisdictions is prohibited (this list may be updated as sanctions regimes evolve):

  • Iran

  • North Korea (Democratic People's Republic of Korea)

  • Syria

  • Cuba

  • Crimea, Donetsk, Luhansk, Kherson, and Zaporizhzhia regions of Ukraine

  • Belarus (sectoral and comprehensive measures, EU/UK/US)

  • Russian Federation (sectoral and comprehensive measures, EU/UK/US)

  • Myanmar (Burma)

  • Afghanistan (Taliban-controlled areas)

The following jurisdictions are subject to comprehensive sanctions and access to the Services from these jurisdictions is prohibited (this list may be updated as sanctions regimes evolve):

  • Iran

  • North Korea (Democratic People's Republic of Korea)

  • Syria

  • Cuba

  • Crimea, Donetsk, Luhansk, Kherson, and Zaporizhzhia regions of Ukraine

  • Belarus (sectoral and comprehensive measures, EU/UK/US)

  • Russian Federation (sectoral and comprehensive measures, EU/UK/US)

  • Myanmar (Burma)

  • Afghanistan (Taliban-controlled areas)

3.2 Targeted Sanctions Jurisdictions

3.2 Targeted Sanctions Jurisdictions

The following jurisdictions are subject to targeted sanctions (sanctions on specific individuals, entities, or sectors rather than on the country as a whole). Access to the Services from these jurisdictions is permitted, but every user is subject to enhanced sanctions screening and may be denied service if they appear on a sanctions list, are connected to a sanctioned person or entity, or operate in a sanctioned sector:

  • Venezuela

  • Nicaragua

  • Cuba (additional targeted measures)

  • Iraq

  • Lebanon

  • Libya

  • Yemen

  • Somalia

  • South Sudan

  • Sudan

  • Central African Republic

  • Democratic Republic of the Congo

  • Mali

  • Guinea,

  • Guinea-Bissau

  • Burundi

  • Eritrea

  • Zimbabwe

Any other jurisdiction designated under UN, OFAC, EU, UK, or other applicable sanctions regimes from time to time

The following jurisdictions are subject to targeted sanctions (sanctions on specific individuals, entities, or sectors rather than on the country as a whole). Access to the Services from these jurisdictions is permitted, but every user is subject to enhanced sanctions screening and may be denied service if they appear on a sanctions list, are connected to a sanctioned person or entity, or operate in a sanctioned sector:

  • Venezuela

  • Nicaragua

  • Cuba (additional targeted measures)

  • Iraq

  • Lebanon

  • Libya

  • Yemen

  • Somalia

  • South Sudan

  • Sudan

  • Central African Republic

  • Democratic Republic of the Congo

  • Mali

  • Guinea,

  • Guinea-Bissau

  • Burundi

  • Eritrea

  • Zimbabwe

Any other jurisdiction designated under UN, OFAC, EU, UK, or other applicable sanctions regimes from time to time

3.3 Enforcement

3.3 Enforcement

We employ geographic access controls, IP geolocation, sanctions list screening, and VPN/proxy detection to enforce these restrictions. Every user, regardless of jurisdiction, is subject to identity verification and ongoing AML/KYC screening as a condition of using the Services. Attempts to circumvent geographic restrictions or sanctions screening constitute a material breach of these Terms and may result in immediate account termination, asset freeze pending investigation, and reporting to the relevant authorities.

We employ geographic access controls, IP geolocation, sanctions list screening, and VPN/proxy detection to enforce these restrictions. Every user, regardless of jurisdiction, is subject to identity verification and ongoing AML/KYC screening as a condition of using the Services. Attempts to circumvent geographic restrictions or sanctions screening constitute a material breach of these Terms and may result in immediate account termination, asset freeze pending investigation, and reporting to the relevant authorities.

4. User Responsibilities

4. User Responsibilities

By using Utribe.one, you agree to:

  • Provide accurate, complete KYC information when required

  • Keep your credentials, private keys, and wallet recovery phrases secure

  • Only use the Services for lawful purposes

  • Bear full responsibility for all transactions conducted through your wallet

  • Not structure transactions to avoid regulatory reporting thresholds

  • Not use the Services on behalf of any person or entity subject to sanctions

  • Report any suspicious activity or security vulnerabilities to [email protected]

By using Utribe.one, you agree to:

  • Provide accurate, complete KYC information when required

  • Keep your credentials, private keys, and wallet recovery phrases secure

  • Only use the Services for lawful purposes

  • Bear full responsibility for all transactions conducted through your wallet

  • Not structure transactions to avoid regulatory reporting thresholds

  • Not use the Services on behalf of any person or entity subject to sanctions

  • Report any suspicious activity or security vulnerabilities to [email protected]

5. Anti-Money Laundering and Counter-Terrorist Financing

5. Anti-Money Laundering and Counter-Terrorist Financing

Ubuntu Tribe is committed to preventing money laundering, terrorist financing, and other financial crime. By using our Services, you acknowledge that:

  • We are required by law to conduct identity verification (KYC) and ongoing monitoring

  • We may freeze, suspend, or close your account if we suspect involvement in financial crime

  • We may be required to file Suspicious Activity Reports (SARs) with regulatory authorities without notifying you

  • Transaction monitoring is conducted automatically and may result in delays or blocks on transactions

  • We comply with all applicable AML/CFT laws, including: FSC Mauritius AML/CFT Code 2020, EU AMLD6, UAE Cabinet Decision 10/2019, and VARA regulations

Ubuntu Tribe is committed to preventing money laundering, terrorist financing, and other financial crime. By using our Services, you acknowledge that:

  • We are required by law to conduct identity verification (KYC) and ongoing monitoring

  • We may freeze, suspend, or close your account if we suspect involvement in financial crime

  • We may be required to file Suspicious Activity Reports (SARs) with regulatory authorities without notifying you

  • Transaction monitoring is conducted automatically and may result in delays or blocks on transactions

  • We comply with all applicable AML/CFT laws, including: FSC Mauritius AML/CFT Code 2020, EU AMLD6, UAE Cabinet Decision 10/2019, and VARA regulations

6. GIFT Token — Redemption and Fees

6. GIFT Token — Redemption and Fees

6.1 Token Description

6.1 Token Description

GIFT (Gold International Fungible Token) is a digital token representing fractional ownership of physical gold reserves stored by regulated vault operators.

GIFT (Gold International Fungible Token) is a digital token representing fractional ownership of physical gold reserves stored by regulated vault operators.

6.2 Redemption

6.2 Redemption

Token holders may redeem GIFT tokens subject to the following conditions:

  • Minimum redemption amounts, if any, are published on the Platform

  • Fiat redemptions are processed within 2–3 business days of a valid request; physical gold delivery is processed within 5–10 business days

  • Redemption may be in physical gold delivery or fiat currency equivalent, subject to availability and jurisdiction

  • Redemption is subject to identity re-verification and AML/CFT screening

  • Ubuntu Tribe reserves the right to delay or refuse redemption where regulatory requirements apply

Token holders may redeem GIFT tokens subject to the following conditions:

  • Minimum redemption amounts, if any, are published on the Platform

  • Fiat redemptions are processed within 2–3 business days of a valid request; physical gold delivery is processed within 5–10 business days

  • Redemption may be in physical gold delivery or fiat currency equivalent, subject to availability and jurisdiction

  • Redemption is subject to identity re-verification and AML/CFT screening

  • Ubuntu Tribe reserves the right to delay or refuse redemption where regulatory requirements apply

6.3 Fees

6.3 Fees

The following fees may apply to use of the Services:

The following fees may apply to use of the Services:

Fee Type

Fee Type

Description

Description

Transaction fees

Transaction fees

Applied to token purchases, transfers, and redemptions

Applied to token purchases, transfers, and redemptions

Network (gas) fees

Network (gas) fees

Blockchain network fees passed through at cost

Blockchain network fees passed through at cost

Withdrawl fees

Withdrawl fees

Applied to fiat or crypto withdrawals

Applied to fiat or crypto withdrawals

Staking fees

Staking fees

If applicable, disclosed at time of staking

If applicable, disclosed at time of staking

Inactivity fee

Inactivity fee

May apply to dormant accounts (see Section 6.4)

May apply to dormant accounts (see Section 6.4)

All fees are disclosed before you confirm a transaction. Fee schedules are available at [https://utribe.one/fees] or within the application.

All fees are disclosed before you confirm a transaction. Fee schedules are available at [https://utribe.one/fees] or within the application.

6.4 Inactivity

6.4 Inactivity

Accounts with no login, transaction, or other user-initiated activity for a continuous period of twelve (12) months may be classified as dormant. Ubuntu Tribe reserves the right to charge an inactivity fee on dormant accounts, not exceeding 10% of the account's holdings per annum. You will be notified at least 30 days before any inactivity fee is applied. Ubuntu Tribe further reserves the right to suspend or terminate accounts that remain inactive for more than twenty-four (24) months, subject to 60 days' prior notice via electronic mail and applicable consumer protection laws. Upon suspension or termination for inactivity, you may contact support to reactivate your account and withdraw your remaining assets, subject to identity re-verification and AML/CFT screening.

Accounts with no login, transaction, or other user-initiated activity for a continuous period of twelve (12) months may be classified as dormant. Ubuntu Tribe reserves the right to charge an inactivity fee on dormant accounts, not exceeding 10% of the account's holdings per annum. You will be notified at least 30 days before any inactivity fee is applied. Ubuntu Tribe further reserves the right to suspend or terminate accounts that remain inactive for more than twenty-four (24) months, subject to 60 days' prior notice via electronic mail and applicable consumer protection laws. Upon suspension or termination for inactivity, you may contact support to reactivate your account and withdraw your remaining assets, subject to identity re-verification and AML/CFT screening.

7. Risk Disclosure

7. Risk Disclosure

Cryptocurrencies, including tokenised RWAs like GIFT, carry significant risks:

  • Price volatility — The value of digital assets can fluctuate significantly. GIFT changes with the price of gold.

  • Technological failure — Smart contracts, wallets, and blockchain networks may experience errors or outages

  • Regulatory uncertainty — Laws and regulations governing digital assets are evolving and may change

  • Loss of access — If you lose your private keys or recovery phrase, your assets may be permanently inaccessible

  • Counterparty risk — Third-party service providers may fail or become insolvent

  • Market risk — The value of underlying gold reserves may decline

You acknowledge and accept these risks and agree that Ubuntu Tribe is not liable for any losses incurred from your use of the Services, except where losses result from our negligence or breach of these Terms.

Cryptocurrencies, including tokenised RWAs like GIFT, carry significant risks:

  • Price volatility — The value of digital assets can fluctuate significantly. GIFT changes with the price of gold.

  • Technological failure — Smart contracts, wallets, and blockchain networks may experience errors or outages

  • Regulatory uncertainty — Laws and regulations governing digital assets are evolving and may change

  • Loss of access — If you lose your private keys or recovery phrase, your assets may be permanently inaccessible

  • Counterparty risk — Third-party service providers may fail or become insolvent

  • Market risk — The value of underlying gold reserves may decline

You acknowledge and accept these risks and agree that Ubuntu Tribe is not liable for any losses incurred from your use of the Services, except where losses result from our negligence or breach of these Terms.

8. Intellectual Property

8. Intellectual Property

All content, smart contracts, logos, software, trademarks, and trade names on the Utribe services are owned or licensed by Ubuntu Tribe. No part may be copied, reproduced, distributed, or reused without prior written authorisation.

All content, smart contracts, logos, software, trademarks, and trade names on the Utribe services are owned or licensed by Ubuntu Tribe. No part may be copied, reproduced, distributed, or reused without prior written authorisation.

9. Privacy and Data Usage

9. Privacy and Data Usage

We collect only the data necessary to deliver our services and comply with financial regulations. Your data is stored securely and will never be sold to third parties. See our [Privacy Policy](https://utribe.one/privacy-policy/) for full details on data collection, processing, retention, and your rights.

We collect only the data necessary to deliver our services and comply with financial regulations. Your data is stored securely and will never be sold to third parties. See our [Privacy Policy](https://utribe.one/privacy-policy/) for full details on data collection, processing, retention, and your rights.

10. Third-Party Services

10. Third-Party Services

Utribe.one integrates with third-party platforms for identity verification, payment processing, blockchain analytics, custody, and infrastructure. Ubuntu Tribe is not responsible for any loss, delay, or failure caused by these third parties, provided we have exercised reasonable care in their selection and oversight.

Utribe.one integrates with third-party platforms for identity verification, payment processing, blockchain analytics, custody, and infrastructure. Ubuntu Tribe is not responsible for any loss, delay, or failure caused by these third parties, provided we have exercised reasonable care in their selection and oversight.

11. Prohibited Conduct

11. Prohibited Conduct

You may not use Utribe.one to:

  • Engage in fraud, money laundering, terrorist financing, or any illegal activity

  • Circumvent geographical restrictions, sanctions controls, or identity verification

  • Reverse engineer, decompile, or attempt to exploit the platform

  • Spread malware, viruses, or harmful software

  • Interfere with the operation or security of the platform

  • Create multiple accounts for the purpose of avoiding limits or restrictions

  • Provide false or misleading information during KYC or at any time

Violation of this section may result in immediate account termination, forfeiture of assets held on the platform, and reporting to law enforcement.

You may not use Utribe.one to:

  • Engage in fraud, money laundering, terrorist financing, or any illegal activity

  • Circumvent geographical restrictions, sanctions controls, or identity verification

  • Reverse engineer, decompile, or attempt to exploit the platform

  • Spread malware, viruses, or harmful software

  • Interfere with the operation or security of the platform

  • Create multiple accounts for the purpose of avoiding limits or restrictions

  • Provide false or misleading information during KYC or at any time

Violation of this section may result in immediate account termination, forfeiture of assets held on the platform, and reporting to law enforcement.

12. Smart Contracts and Protocol Changes

12. Smart Contracts and Protocol Changes

Ubuntu Tribe reserves the right to update or modify the smart contracts and protocols powering GIFT and other Services to improve security, interoperability, or performance.

  • Smart contracts are independently audited before deployment. An independent third-party security firm conducted an OWASP-compliant security assessment of the Platform, which was successfully completed in April 2026

  • Material changes to tokenomics or user access will be communicated with reasonable notice (minimum 30 days)

  • Minor improvements, security patches, or upgrades do not require prior notice

  • Multi-signature (2-of-3) approval is required for mainnet smart contract deployments

Ubuntu Tribe reserves the right to update or modify the smart contracts and protocols powering GIFT and other Services to improve security, interoperability, or performance.

  • Smart contracts are independently audited before deployment. An independent third-party security firm conducted an OWASP-compliant security assessment of the Platform, which was successfully completed in April 2026

  • Material changes to tokenomics or user access will be communicated with reasonable notice (minimum 30 days)

  • Minor improvements, security patches, or upgrades do not require prior notice

  • Multi-signature (2-of-3) approval is required for mainnet smart contract deployments

13. Complaint Handling and Dispute Resolution

13. Complaint Handling and Dispute Resolution

13.1 Complaints

13.1 Complaints

If you have a complaint about our Services:

  • Contact us at [email protected] with a description of the issue

  • We will acknowledge receipt within 5 business days

  • We will investigate and provide a substantive response within 30 business days

  • If you are not satisfied with our response, you may escalate to the relevant supervisory authority (see Section 19)

If you have a complaint about our Services:

  • Contact us at [email protected] with a description of the issue

  • We will acknowledge receipt within 5 business days

  • We will investigate and provide a substantive response within 30 business days

  • If you are not satisfied with our response, you may escalate to the relevant supervisory authority (see Section 19)

13.2 Dispute Resolution

13.2 Dispute Resolution

Any dispute arising from or relating to these Terms shall be:

  • First submitted to good-faith negotiation between the parties for 30 days

  • If unresolved, submitted to mediation under the rules of the Mauritius Arbitration and Mediation Centre (MARC)

  • If still unresolved, submitted to binding arbitration under the MARC Arbitration Rules, seated in Mauritius, with the arbitral procedure governed by the Mauritius International Arbitration Act 2008

The language of the arbitration shall be English. The arbitral award shall be final and binding on the parties.

Nothing in this section prevents you from filing a complaint with a regulatory authority or seeking interim relief from a court of competent jurisdiction.

Any dispute arising from or relating to these Terms shall be:

  • First submitted to good-faith negotiation between the parties for 30 days

  • If unresolved, submitted to mediation under the rules of the Mauritius Arbitration and Mediation Centre (MARC)

  • If still unresolved, submitted to binding arbitration under the MARC Arbitration Rules, seated in Mauritius, with the arbitral procedure governed by the Mauritius International Arbitration Act 2008

The language of the arbitration shall be English. The arbitral award shall be final and binding on the parties.

Nothing in this section prevents you from filing a complaint with a regulatory authority or seeking interim relief from a court of competent jurisdiction.

14. No Warranty

14. No Warranty

The Services are provided "as is" and "as available" without warranty of any kind, express or implied. We do not guarantee that the platform will be uninterrupted, error-free, or secure at all times.

The Services are provided "as is" and "as available" without warranty of any kind, express or implied. We do not guarantee that the platform will be uninterrupted, error-free, or secure at all times.

15. Limitation of Liability

15. Limitation of Liability

To the maximum extent permitted by law, Ubuntu Tribe will not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of funds, arising from your use of the platform.

Our total liability for any claim arising from your use of the Services shall not exceed the fees you paid to us in the 12 months preceding the claim.

Nothing in these Terms excludes liability for death, personal injury, fraud, or any liability that cannot be excluded by law.

To the maximum extent permitted by law, Ubuntu Tribe will not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of funds, arising from your use of the platform.

Our total liability for any claim arising from your use of the Services shall not exceed the fees you paid to us in the 12 months preceding the claim.

Nothing in these Terms excludes liability for death, personal injury, fraud, or any liability that cannot be excluded by law.

16. Indemnification

16. Indemnification

You agree to defend, indemnify, and hold harmless Ubuntu Tribe and its officers, directors, employees, and affiliates from any claims, damages, or expenses arising from your use of the Services, your breach of these Terms, or your violation of any applicable law.

You agree to defend, indemnify, and hold harmless Ubuntu Tribe and its officers, directors, employees, and affiliates from any claims, damages, or expenses arising from your use of the Services, your breach of these Terms, or your violation of any applicable law.

17. Termination

17. Termination

We may suspend or terminate your access to the Services:

  • If we suspect fraud, AML/CFT violations, or breach of these Terms

  • If required by a regulatory authority or court order

  • If your account has been inactive for more than twenty-four (24) months (see Section 6.4)

  • At our reasonable discretion with 30 days' notice

Upon termination:

  • You may withdraw any remaining assets (subject to AML/CFT checks)

  • Your personal data will be retained as required by our Data Retention Policy

  • Any pending transactions may be cancelled

We may suspend or terminate your access to the Services:

  • If we suspect fraud, AML/CFT violations, or breach of these Terms

  • If required by a regulatory authority or court order

  • If your account has been inactive for more than twenty-four (24) months (see Section 6.4)

  • At our reasonable discretion with 30 days' notice

Upon termination:

  • You may withdraw any remaining assets (subject to AML/CFT checks)

  • Your personal data will be retained as required by our Data Retention Policy

  • Any pending transactions may be cancelled

18. Account Deletion

18. Account Deletion

You may delete your account at any time:

  • Navigate to Settings > Account > Delete Account

  • Confirm your identity and intention to delete

  • Withdraw any remaining assets before deletion

Once confirmed, your account and associated personal data will be permanently removed, except where retention is required by law (e.g., AML/CFT record-keeping: up to 10 years for certain data categories).

You may delete your account at any time:

  • Navigate to Settings > Account > Delete Account

  • Confirm your identity and intention to delete

  • Withdraw any remaining assets before deletion

Once confirmed, your account and associated personal data will be permanently removed, except where retention is required by law (e.g., AML/CFT record-keeping: up to 10 years for certain data categories).

19. Governing Law and Jurisdiction

19. Governing Law and Jurisdiction

These Terms shall be governed by the laws of the Republic of Mauritius.

Any legal proceedings arising from these Terms shall be subject to the exclusive jurisdiction of the courts of the Republic of Mauritius, unless a mandatory consumer protection law in your jurisdiction provides otherwise.

These Terms shall be governed by the laws of the Republic of Mauritius.

Any legal proceedings arising from these Terms shall be subject to the exclusive jurisdiction of the courts of the Republic of Mauritius, unless a mandatory consumer protection law in your jurisdiction provides otherwise.

20. Force Majeure

20. Force Majeure

Ubuntu Tribe shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to: natural disasters, war, terrorism, pandemics, government actions, sanctions, regulatory changes, blockchain network failures, utility outages, or cyberattacks.

Ubuntu Tribe shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to: natural disasters, war, terrorism, pandemics, government actions, sanctions, regulatory changes, blockchain network failures, utility outages, or cyberattacks.

21. Amendments

21. Amendments

We may revise these Terms from time to time. When we make material changes:

  • We will notify users by email, platform notification, or updated timestamp at least 30 days before the changes take effect

  • Continued use of the Services after the effective date constitutes acceptance of the revised Terms

  • If you do not agree, you may close your account before the changes take effect

We may revise these Terms from time to time. When we make material changes:

  • We will notify users by email, platform notification, or updated timestamp at least 30 days before the changes take effect

  • Continued use of the Services after the effective date constitutes acceptance of the revised Terms

  • If you do not agree, you may close your account before the changes take effect

22. Severability

22. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

23. Entire Agreement

23. Entire Agreement

These Terms, together with the Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Ubuntu Tribe regarding use of the Services.

These Terms, together with the Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Ubuntu Tribe regarding use of the Services.

24. Contact

24. Contact

For legal or support inquiries:

Email: [email protected]

Complaints: [email protected]

Privacy: [email protected]

Security: [email protected]

Website: https://utribe.one

For legal or support inquiries:

Email: [email protected]

Complaints: [email protected]

Privacy: [email protected]

Security: [email protected]

Website: https://utribe.one

© 2026 Ubuntu Tribe. All rights reserved.

© 2026 Ubuntu Tribe. All rights reserved.

© 2026 Ubuntu Tribe. All rights reserved.