Terms & Conditions

Last updated: 16 October 2025
Welcome to Utribe.one, a decentralized l platform owned and operated by Ubuntu Tribe (“UTribe”, “we”, “our”, or “us”):

Ophir Ubuntu International
Registered Office: c/o Nexus Global Financial Services Limited, 5th Floor, The Core Building No.62, ICT Avenue Cyibercity, Ébène, Mauritius.

These Terms and Conditions (“Terms”) govern your access to and use of the Utribe.one website, platform, and related services, including any blockchain applications, wallets, token interfaces, educational content, and decentralized financial tools (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Services.

1. Detailed Description of Services Provided

Utribe.one provides users with secure, decentralized access to tokenized real-world assets (RWAs), educational content, financial tools, and gold-backed digital currencies. Core services include:

Digital Asset Tokenization – Access to tokenized gold via the GIFT token, representing fractional ownership of physical gold reserves, verified and stored securely.
Self-Custodial Digital Wallets – A mobile and web-based wallet for managing GIFT tokens and other supported assets, including staking, transfers, and redemptions.
Decentralized Finance (DeFi) Tools – Including staking, collateralization, savings plans, and future yield-generation instruments.
Educational Modules – Free and paid content to help users learn about Web3, blockchain, financial literacy, and decentralized wealth creation.
Web3 Identity and Compliance Services – KYC/AML-enabled user onboarding powered by Sumsub, Chainalysis, and our proprietary compliance logic.
Token Launch Infrastructure – White-labeled smart contracts and vaults for partners looking to deploy their own gold-backed tokens or RWAs.
Note: Utribe.one is not a bank, not an investment adviser, and does not offer securities. Use of our Services is entirely at your own risk and discretion.

2. Eligibility

You must be at least 18 years old and legally capable of forming binding contracts to use the Services. You are prohibited from using Utribe.one if you reside in or are a citizen of a jurisdiction sanctioned by the United Nations, OFAC, or the European Union.

3. User Responsibilities

By using Utribe.one, you agree to:

Provide accurate, complete KYC information if required.
Secure your private keys and wallet credentials.
Only use the Services for lawful purposes.
Bear full responsibility for all transactions conducted through your wallet.

4. Risk Disclosure

Cryptocurrencies, including tokenized RWAs like GIFT, carry risk of price volatility, technological failures, and regulatory uncertainty. You acknowledge and accept these risks and agree that Ubuntu Tribe is not liable for any losses incurred.

5. Intellectual Property

All content, smart contracts, logos, software, and trademarks on Utribe.one are owned or licensed by Ubuntu Tribe. No part may be copied or reused without prior written authorization.

6. Privacy & Data Usage

We collect only the data necessary to deliver our services and comply with financial regulations. Your data is stored securely and will never be sold to third parties. See our Privacy Policy for more information.

7. Third-Party Services

Utribe.one integrates with third-party platforms, including wallet providers, payment processors, exchanges, and custodians. Ubuntu Tribe is not responsible for any loss, delay, or failure caused by these third parties.

8. Prohibited Conduct

You may not use Utribe.one to:

Engage in fraud, money laundering, or illegal transactions.
Circumvent geographical restrictions.
Reverse engineer or attempt to exploit the platform.
Spread malware or harmful software.

9. Smart Contracts and Protocol Changes

Ubuntu Tribe reserves the right to update or modify the smart contracts and protocols powering GIFT and other Services to improve security, interoperability, or performance. If such changes materially alter the original tokenomics or negatively affect user access, we commit to informing users with reasonable notice and cooperating on a joint communication strategy. Minor improvements or upgrades do not require prior authorization.

10. No Warranty

The Services are provided “as is” without warranty of any kind. We do not guarantee that the platform will be uninterrupted, error-free, or secure at all times.

11. Limitation of Liability

Ubuntu Tribe will not be liable for any direct, indirect, incidental, or consequential damages, including loss of funds, arising from your use of the platform.

12. Indemnification

You agree to defend, indemnify, and hold harmless Ubuntu Tribe and its officers, directors, employees, and affiliates from any claims, damages, or expenses arising out of your use of the Services or breach of these Terms.

13. Termination

We may suspend or terminate your access to the Services at our discretion, especially in cases of suspected fraud, non-compliance, or malicious behavior.

14. Governing Law

These Terms shall be governed by the laws of the competent jurisdiction as determined by Ubuntu Tribe.

15. Amendments

We may revise these Terms from time to time. Users will be notified of material changes through email, platform notifications, or updated timestamps.

16. Account Deletion

You may delete your account at any time through the app by following these steps:

Navigate to Settings > Account > Delete Account.
Confirm your identity and intention to delete your account.
Once confirmed, your account and associated personal data will be permanently removed from our systems, except where retention is required by law (e.g., for regulatory or fraud prevention purposes).